# 1.3.4 Describe Software as a Service

### SaaS

This is the most complete cloud service model from a product perspective. This is like renting or using a fully developed application. Email, financial software, messaging apps and connectivity software are all common implementations of SaaS. SaaS is the least flexible but the easiest to get up and running. See the [shared responsibility model](/contrxl/systems-administration/microsoft/az-900/1.-cloud-concepts/1.1-describe-cloud-computing/1.1.3-the-shared-responsibility-model.md) for visual.

### Scenarios

* Email and messaging
* Business productivity apps
* Finance and expense tracking


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